Tuesday 12 September 2017

Superior Debt Relief Services Reviews – Legit or Fraud?

PROS: Highest number of reduction rates are included in Superior Debt Relief Services.
CONS: The time allotment which falls outside of the industry average ranges from one to 42 months.
VERDICT: Superior Debt Relief charges above average fees but it also offer more than average reductions to its customers. Making this one the best choice, overall savings with this organization are still higher.
Superior Debt Relief which is built up in 1998, has few customer complaints and positive appraisals with business rating services overall. This settles on it a great decision for debt consolidation.
Superior Debt Relief Services Review

Superior Debt Relief Services – Application
You will fill out the online form found on the company website while you begin with your debt consolidation program. A debt counselor will get in touch with you in helping you select a program and to go over your finances once you provide the amount of debt and your contact information. Superior Debt Relief does not charge maintenance fees or upfront fees with their services as well as Initial consultations are free of cost.
Based on our experience of contacting customer service, we arrived to the below score.
Higher is better
Superior Debt Relief Services – 80%
National Debt Relief – 85%
New Era Debt Solutions – 90%
Accredited Debt Relief – 80%
Superior Debt Relief Services – Eligibility
Before Superior DebtRelief will work with you, you will require $10,000 of unsecured debts on an average. However, these numbers may fluctuate depending on where you live and are estimated on a case-by-case basis. Superior having a high average reduction rate saves clients an average of 42 percent after fees. 35 percent of the settled amounts of debt are the fees for services.
Superior Debt Relief Services – Company Accreditations
Superior is IAPDA authorize. IAPDA certifies and trains arbitrators for the best debt consolidation companies. This also ensures that while you are working with the Superior, their representatives uphold FTC standards at the time of interaction with you and in the industry they also have the negotiation skills. You will begin with placing money into a FDIC-insured account while your personal arbitrator is negotiating with your creditors. From these accounts, the funds will go toward paying your creditors.
Superior Debt Relief Services – Timeframe
Depending on your amount of debt and ability to put money into your FDIC-savings account, the timeframe from your program varies. The company asserts that the consolidation programs take between one and 42 months. Being outside the industry average, it is unlikely that the program will only take one month to finish. While this number may appear attractive, be careful about any cases for a quick fix.
Superior Debt Relief Services – Customer Service
You will be assigned an account manager while you work with Superior, who will be your first point of contact of your program for the duration. As well as, with this program you will not have access to an online account management portal. For financial tools and tips, you can even visit the website which includes a debt calculator which helps in determining the time taken by you to finish paying of your debts at your present rate.
Superior Debt Relief Services – Summary
Having a strong reputation in the industry, Superior Debt Relief Services has more than average reduction rates, which means that a dominant part of savings are passed on to you. However, Superior even advertises a below average timeframe for its program, by making it sure in getting a realistic estimate from the organization.


Friday 1 September 2017

Premier Debt Help Reviews – Legit Business or Big Scam?

PROS: Premier Debt Help has a greater than average reduction rate.

CONS: This company lacks USOBA and AFCC certifications.

VERDICT: Premier DebtHelp you save an average measure of overall, yet it has high progress rates in the negotiation procedure, which makes it a great choice.
Premier Debt Help Review


This service's specialty is helping you manage your debt to one manageable payment and in debt relief services. This company has a low minimum necessity of $5,000, although this may change depending on your location.
Premier Debt Help – Application
When you start service with Premier Debt Help, just fill out the online form that is found on the company website with the type of debt you owe and your contact information. A debt specialist will get in touch with you to plan for the future and go over your financial situation.
Contacting customer service,we calculated this score based on our experience.
Higher is Better
1.    Premier Debt Help 90%
2.    New Era Debt Solutions 90%
3.    National Debt Relief 85%
4.    Category Average 81.50%
5.    Accredited Debt Relief 80%
Premier Debt Help – Fees
Fees for consultation are 20 percent of your enrolled debt, that is lesser than average. This implies more savings from consolidating your debt go to you, rather than fees. After it has successfully lowered your debt, this service only charges you fees; and no company can charge you before time for these services,according to FTC rules.
Premier Debt Help – Timeframe
With this consolidation company, the bill consolidation program takes around 12 to 42 months. Twelve months may not be applicable to many people's situations and is on the low end of the industry average. Remember that based on your situation your program's length of time may vary and that you should be careful about anyone who tells you that they can easily fix your financial issues. When you enter the program, you are in charge for putting away money into an account; these assets will go toward paying your banks.
You are responsible for your debts throughout the program, and your creditors are within their rights to sue or even call you, however this is uncommon. Although, Premier Debt Help can help you regulate your collection call, it can’t and should not guarantee to stop them.
Debtmerica – Company Accreditations
Choosing a reputable company is importantas debt consolidation is a risky process. Premier Debt Help is IAPDA certified. IAPDA is an industry pioneer for certifying and training debt arbitrators. These trainings guarantee that they will have the best techniques for accomplishing the highest benefits for you and that the representatives follow FTC rules and utilize best practices in their interactions with you.
You are assigned a personal representative throughout your program. Throughout the duration of your debt consolidation program this individual will be your point of contact. Although, if you require further help, you can approach your account through the mobile and online platforms. Moreover, the company website has self-improvement tools, for instance a debt calculator, which helps you figure out how long will it take for you to pay off your debts and your monthly payments.
Premier Debt Help – Summary
You don't pay any upfront fees, including account fees or management fees with Premier Debt Help, which few companies utilize as a loophole to get advance fees. Moreover, this company has low charges for settlement and for lowering debts high success rates.

Pacific Debt Inc Relief Reviews – Genuine or Fake?

PROS:  The average fees Pacific Debt Inc. charges for service ranges between 15 percent and 22 percent of your enrolled debt that are lowe...